TATA AIG Health Insurance is one of the leading health insurance providers in India, offering a wide range of health insurance plans to meet the needs of individuals and families. Tata AIG medical insurance allows you to live a carefree life by being sufficiently prepared for unexpected circumstances and rising healthcare costs. It provides simplified comprehensive policies for individuals, families, senior citizens and women.
Lifelong renewability.
Incurred claim ratio of over 60%.
96% claim settlement ratio.
If you are looking to buy or renew a TATA AIG Health Insurance plan, you can do so easily and conveniently online at Quickinsure. Quickinsure is a leading online insurance marketplace that offers a wide range of health insurance plans from different insurance providers, including TATA AIG Health Insurance.
Benefits of buying or renewing TATA AIG Health Insurance on Quickinsure:
Convenience: You can buy or renew your TATA AIG Health Insurance plan on Quickinsure in just a few minutes, from the comfort of your own home.
Comparison: You can compare TATA AIG Health Insurance plans with plans from other insurance providers to get the best deal.
Instant policy issuance: You will receive your TATA AIG Health Insurance policy document instantly after paying the premium.
Excellent customer service: Quickinsure has a team of experienced and knowledgeable customer service representatives who are always happy to help you with your TATA AIG Health Insurance needs.
Must-Know Facts: TATA AIG Health Insurance
Insurance coverage amount or sum assured or sum insured: The maximum amount payable in the event of any insurance claim. Your premium will depend on the coverage amount you choose.
Deductible: It is the loss borne by the insured after which the insurance policy kicks in. It can be a specific amount or a % of the claim. Bigger the deductible, lower is your premium.
Floater policy: Issued with a single sum insured and covers several individuals. Any of your family members can use it.
Critical illness insurance policy: It’s a policy for any severe and possibly terminal diseases strictly defined by the insurance company. Most critical illness covers provide lump-sum benefits in case the policyholder is diagnosed from any one of the specified conditions.
Disability insurance: Pays a monthly amount to the insured when he/she suffers from total or partial disability due to illness/injury affecting the capacity to work and earn.
Overseas mediclaim policy (OMP): Issued to individuals who are travelling abroad for business, pleasure and educational purposes.
Personal accident policies are fixed benefit policies where particular sums are paid on the occurrence of events such as disability or death.
Insurance exclusions: Types-permanent and first-year exclusions. Diseases, conditions and situations where your healthcare expenses are not covered.
Cashless claim: As an insured, you can claim without paying cash for healthcare assistance at any of the specified network hospitals.
Cumulative bonus: Instead of an upfront discount, your insurance provider adds more benefits for the same premium payment.
Loading is the amount any insurance provider adds to your renewal premium in case you made any claims in the previous year.
No-claim bonus: No claim bonus is a discount on your basic premium if you go through a claim-free year. It gets accumulated with every year you don’t make a claim.
Features & Advantages: TATAAIG Health Insurance Plans
Sum insured enhancement option is available.
Zero sub-limits on inpatient treatment, daycare, domiciliary treatment and organ donor expenses.
Tax benefit under section 80D.
30 days grace period; however, no coverage is provided for the period where the premium is not paid.
Free-look-in period of 15 days.
Option to migrate or transfer to other insurance providers.
Also read our – Top 5 Health Card Benefits
If you are looking for a comprehensive and affordable health insurance plan, TATA AIG Health Insurance is a great option. You can buy or renew a TATA AIG Health Insurance plan online at Quickinsure in just a few minutes.
